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Support for flood-hit homes and businesses

Recovering from flooding can be seen as such a daunting task due to how severe the flood damage can be.

How can you start the recovery process? 

For homes

While dealing with the cost of recovering from a flood it is best to speak to your housing insurance provider if you have one, to see the best course of action to start recovering. If you are renting a property, speak to your landlords/estate agents immediately to ensure that arrangements can be made to start the repairs. However, in the short term start to dry out your property as best as possible through the use of dehumidifers and letting the property air out via leaving a number of windows open.

To start the recovery process you need to:

  • Ensure that the gas and electric supply within the property has been turned off.
  • Take photographs of the damaged rooms as it may be required for your house insurance.
  • Start to dry out the property either through opening window or using dehumidifers if possible. 

For further information seeHow to recover from flooding (opens new window)

For businesses

The initial steps when recovering from a flood are the same, as you will need to contact your business insurance provider if you have one, to see where the best place is to start in terms of recovering your business. You may also need to provide additional information surrounding the products and stock levels which you had within the property at the time of the flood.

What financial Support is available?

After a flood you are able to contact the government, local authorities, and charities for financial support for those who have been impacted by flooding. The level of support may depend on the severity of the flood. 

If it has been a severe flood, theHouse of Commons Library - Financial support following a flood guidance (opens new window) outlines government funding which may become available for impacted households and businesses. 

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Last modified on 09 January 2026